{
  "openapi": "3.0.4",
  "info": {
    "title": "Pie Insurance Quote Api",
    "version": "v1"
  },
  "servers": [
    {
      "url": "https://api.post-prod.pieinsurance.com/api/v1"
    }
  ],
  "paths": {
    "/ClassCodeSearch": {
      "post": {
        "tags": [
          "ClassCodeSearch"
        ],
        "summary": "",
        "requestBody": {
          "description": "ClassCodeSearchRequest",
          "content": {
            "application/json-patch+json": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": {
  "state": "CO",
  "searchTerm": "janitor",
  "businessName": "Subway"
}
            },
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": {
  "state": "CO",
  "searchTerm": "janitor",
  "businessName": "Subway"
}
            },
            "text/json": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": {
  "state": "CO",
  "searchTerm": "janitor",
  "businessName": "Subway"
}
            },
            "application/*+json": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": {
  "state": "CO",
  "searchTerm": "janitor",
  "businessName": "Subway"
}
            },
            "application/xml": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": "<ClassCodeSearchRequest xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\">\n  <State>CO</State>\n  <SearchTerm>janitor</SearchTerm>\n  <BusinessName>Subway</BusinessName>\n</ClassCodeSearchRequest>"
            },
            "text/xml": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": "<ClassCodeSearchRequest xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\">\n  <State>CO</State>\n  <SearchTerm>janitor</SearchTerm>\n  <BusinessName>Subway</BusinessName>\n</ClassCodeSearchRequest>"
            },
            "application/*+xml": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeSearchRequest"
              },
              "example": "<ClassCodeSearchRequest xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\">\n  <State>CO</State>\n  <SearchTerm>janitor</SearchTerm>\n  <BusinessName>Subway</BusinessName>\n</ClassCodeSearchRequest>"
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal error, would like be legitimate error that we should fix"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway - usually a startup/load balance issue"
          },
          "503": {
            "description": "Service unavailable - usually a startup/deploy issue"
          },
          "504": {
            "description": "Gateway timeout - usually a startup/load balance issue"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "Ok - List of matches",
            "content": {
              "text/plain": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "application/json": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "text/json": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "application/xml": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "text/xml": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              }
            }
          },
          "400": {
            "description": "Bad request - usually malformed message or header",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              }
            }
          },
          "404": {
            "description": "Could not find any matches.",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          },
          "415": {
            "description": "Unsupported Media Type"
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/Eligibility/questions": {
      "post": {
        "tags": [
          "Eligibility"
        ],
        "summary": "Returns agency's states class code latest eligibility questions",
        "requestBody": {
          "description": "",
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/ClassCodeQuestionsRequest"
              },
              "example": {
  "stateClassCodes": [
    {
      "CO": [
        "9083",
        "0005"
      ]
    }
  ]
}
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal error, would like be legitimate error that we should fix"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway - usually a startup/load balance issue"
          },
          "503": {
            "description": "Service unavailable - usually a startup/deploy issue"
          },
          "504": {
            "description": "Gateway timeout - usually a startup/load balance issue"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "Returns State Code Questions array",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeQuestionsResponse"
                },
                "example": {
  "questionsByStateAndClassCodes": {
    "CO": {
      "8810": [
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "boolean",
          "questionContent": "Do employees work from home under normal circumstances",
          "answersWithDeclineIndication": {
            "Yes": {
              "subQuestionsId": [
                "00000000-0000-0000-0000-000000000000"
              ]
            },
            "No": {
              "decisionStatus": "Quotable"
            }
          }
        },
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "range",
          "questionUnit": "percent",
          "questionContent": "What percentage of employees work from home under normal circumstances?",
          "isSubQuestion": true,
          "answersWithDeclineIndication": {
            "0-50": {
              "decisionStatus": "Quotable"
            },
            "50-90": {
              "decisionStatus": "Refer"
            },
            "90-max": {
              "decisionStatus": "Decline"
            }
          }
        },
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "text",
          "questionContent": "What safety devices do the insured's employees use when lifting?",
          "answersWithDeclineIndication": {
            "text": {
              "decisionStatus": "Quotable"
            }
          }
        }
      ]
    },
    "DC": {
      "9010": [
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "boolean",
          "questionContent": "Do employees work from home under normal circumstances",
          "answersWithDeclineIndication": {
            "Yes": {
              "subQuestionsId": [
                "00000000-0000-0000-0000-000000000000"
              ]
            },
            "No": {
              "decisionStatus": "Quotable"
            }
          }
        },
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "range",
          "questionUnit": "percent",
          "questionContent": "What percentage of employees work from home under normal circumstances?",
          "isSubQuestion": true,
          "answersWithDeclineIndication": {
            "0-50": {
              "decisionStatus": "Quotable"
            },
            "50-90": {
              "decisionStatus": "Refer"
            },
            "90-max": {
              "decisionStatus": "Decline"
            }
          }
        },
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "text",
          "questionContent": "What safety devices do the insured's employees use when lifting?",
          "answersWithDeclineIndication": {
            "text": {
              "decisionStatus": "Quotable"
            }
          }
        }
      ]
    },
    "CA": {
      "7219": [
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "boolean",
          "questionContent": "Do employees work from home under normal circumstances",
          "answersWithDeclineIndication": {
            "Yes": {
              "subQuestionsId": [
                "00000000-0000-0000-0000-000000000000"
              ]
            },
            "No": {
              "decisionStatus": "Quotable"
            }
          }
        },
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "range",
          "questionUnit": "percent",
          "questionContent": "What percentage of employees work from home under normal circumstances?",
          "isSubQuestion": true,
          "answersWithDeclineIndication": {
            "0-50": {
              "decisionStatus": "Quotable"
            },
            "50-90": {
              "decisionStatus": "Refer"
            },
            "90-max": {
              "decisionStatus": "Decline"
            }
          }
        },
        {
          "id": "00000000-0000-0000-0000-000000000000",
          "type": "text",
          "questionContent": "What safety devices do the insured's employees use when lifting?",
          "answersWithDeclineIndication": {
            "text": {
              "decisionStatus": "Quotable"
            }
          }
        }
      ]
    }
  }
}
              }
            }
          },
          "400": {
            "description": "Bad request - usually malformed message or header",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          },
          "404": {
            "description": "Not Found",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/PriceIndication/{id}": {
      "get": {
        "tags": [
          "PriceIndication"
        ],
        "parameters": [
          {
            "name": "id",
            "in": "path",
            "required": true,
            "schema": {
              "type": "string",
              "format": "uuid"
            }
          }
        ],
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "OK",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteResponse"
                },
                "example": {
  "referReasons": [
    "no ReferReasons"
  ],
  "declineReasons": [
    "no DeclineReasons"
  ],
  "namedInsured": "MSF Hotdog LTD",
  "insuredAddress": {
    "line1": "40 W Littleton Blvd Ste 211",
    "city": "Beverly Hills",
    "state": "CA",
    "zip": "90210"
  },
  "agencyId": "08debaea-b278-f72d-0961-260001e5bc01",
  "effectiveDate": "2026-05-30",
  "employersLiabilityLimits": {
    "eachAccident": 1000000,
    "eachEmployee": 1000000,
    "eachPolicy": 1000000
  },
  "quoteDate": "2026-05-25",
  "insuranceCompany": "Insurance Company",
  "classCodeQuotes": [
    {
      "classCode": "2759",
      "description": "BOX OR BOX SHOOK MFG",
      "payroll": 300000,
      "premium": 0,
      "rate": 0.0,
      "percentageOfPayroll": 0.0
    }
  ],
  "stateQuotes": [
    {
      "experienceModifierInput": 0.0,
      "scheduleModifierFactor": 0.0,
      "catastrophe": 30.0,
      "classPremium": 30930.0,
      "expenseConstant": 0.0,
      "minimumPremium": 0,
      "modifiedPremium": 0,
      "policyTotalEstimatedCost": 29588.0,
      "premiumDiscount": 200,
      "scheduleModifier": 0.0,
      "standardPremium": 0,
      "subjectPremium": 0,
      "totalTaxesAndAssessments": 0.0,
      "terrorism": 90.0,
      "totalEstimatedPremium": 29292.0
    }
  ],
  "premiumDetails": {
    "catastrophe": 13.0,
    "classPremium": 1787.0,
    "expenseConstant": 160.0,
    "experienceModifier": 0.0,
    "liabilityLimits": 120,
    "minimumPremium": 1805,
    "modifiedPremium": 2264,
    "policyTotalEstimatedCost": 2081.0,
    "premiumDiscount": 0,
    "scheduleModifier": -453.0,
    "standardPremium": 1811,
    "subjectPremium": 2264,
    "taxesAndAssessments": [
      {
        "code": "CAWCARF",
        "description": "Workers' Compensation Administration Revolving Fund",
        "rate": 0.01704,
        "premium": 34
      }
    ],
    "totalTaxesAndAssessments": 70.0,
    "terrorism": 27.0,
    "totalEstimatedPremium": 2011.0,
    "blanketWaiver": 0,
    "specificWaiver": 0,
    "territoryModifier": 357
  },
  "installments": {
    "full": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "monthly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "quarterly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "semiannual": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    }
  },
  "isDirty": false,
  "instantBindStatus": "Unspecified",
  "bindStatus": "Quotable"
}
              }
            }
          },
          "404": {
            "description": "Not Found",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/PriceIndication": {
      "post": {
        "tags": [
          "PriceIndication"
        ],
        "parameters": [
          {
            "name": "agencyCode",
            "in": "query",
            "schema": {
              "type": "string"
            }
          }
        ],
        "requestBody": {
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/PriceIndicationRequest"
              },
              "example": {
  "state": "CA",
  "zip": "90210",
  "classCodes": [
    {
      "classCode": "5403",
      "payroll": 20000
    }
  ],
  "partnerAgentEmail": "partner@agent.com",
  "contactEmail": "contact@customer.com",
  "currentlyCovered": true,
  "claimCountYear1": 0,
  "claimCountYear2": 0,
  "claimCountYear3": 1,
  "effectiveDate": "2026-05-28",
  "emod": 1.0,
  "blanketWaiver": false
}
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "OK",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteDeclineResponse"
                }
              }
            }
          },
          "201": {
            "description": "Created",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteResponse"
                },
                "example": {
  "referReasons": [
    "no ReferReasons"
  ],
  "declineReasons": [
    "no DeclineReasons"
  ],
  "namedInsured": "MSF Hotdog LTD",
  "insuredAddress": {
    "line1": "40 W Littleton Blvd Ste 211",
    "city": "Beverly Hills",
    "state": "CA",
    "zip": "90210"
  },
  "agencyId": "08debaea-b27a-1ab9-0961-260001e5bc03",
  "effectiveDate": "2026-05-30",
  "employersLiabilityLimits": {
    "eachAccident": 1000000,
    "eachEmployee": 1000000,
    "eachPolicy": 1000000
  },
  "quoteDate": "2026-05-25",
  "insuranceCompany": "Insurance Company",
  "classCodeQuotes": [
    {
      "classCode": "2759",
      "description": "BOX OR BOX SHOOK MFG",
      "payroll": 300000,
      "premium": 0,
      "rate": 0.0,
      "percentageOfPayroll": 0.0
    }
  ],
  "stateQuotes": [
    {
      "experienceModifierInput": 0.0,
      "scheduleModifierFactor": 0.0,
      "catastrophe": 30.0,
      "classPremium": 30930.0,
      "expenseConstant": 0.0,
      "minimumPremium": 0,
      "modifiedPremium": 0,
      "policyTotalEstimatedCost": 29588.0,
      "premiumDiscount": 200,
      "scheduleModifier": 0.0,
      "standardPremium": 0,
      "subjectPremium": 0,
      "totalTaxesAndAssessments": 0.0,
      "terrorism": 90.0,
      "totalEstimatedPremium": 29292.0
    }
  ],
  "premiumDetails": {
    "catastrophe": 13.0,
    "classPremium": 1787.0,
    "expenseConstant": 160.0,
    "experienceModifier": 0.0,
    "liabilityLimits": 120,
    "minimumPremium": 1805,
    "modifiedPremium": 2264,
    "policyTotalEstimatedCost": 2081.0,
    "premiumDiscount": 0,
    "scheduleModifier": -453.0,
    "standardPremium": 1811,
    "subjectPremium": 2264,
    "taxesAndAssessments": [
      {
        "code": "CAWCARF",
        "description": "Workers' Compensation Administration Revolving Fund",
        "rate": 0.01704,
        "premium": 34
      }
    ],
    "totalTaxesAndAssessments": 70.0,
    "terrorism": 27.0,
    "totalEstimatedPremium": 2011.0,
    "blanketWaiver": 0,
    "specificWaiver": 0,
    "territoryModifier": 357
  },
  "installments": {
    "full": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "monthly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "quarterly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "semiannual": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    }
  },
  "isDirty": false,
  "instantBindStatus": "Unspecified",
  "bindStatus": "Quotable"
}
              }
            }
          },
          "400": {
            "description": "Bad Request",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          },
          "401": {
            "description": "Unauthorized",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/QuoteDocument/{quoteId}": {
      "post": {
        "tags": [
          "QuoteDocument"
        ],
        "parameters": [
          {
            "name": "quoteId",
            "in": "path",
            "required": true,
            "schema": {
              "type": "string",
              "format": "uuid"
            }
          }
        ],
        "requestBody": {
          "content": {
            "multipart/form-data": {
              "schema": {
                "type": "object",
                "properties": {
                  "files": {
                    "type": "array",
                    "items": {
                      "type": "string",
                      "format": "binary"
                    }
                  }
                }
              },
              "encoding": {
                "files": {
                  "style": "form"
                }
              }
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "202": {
            "description": "Accepted"
          },
          "404": {
            "description": "Not Found",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/QuotePdf/{quoteId}": {
      "get": {
        "tags": [
          "QuotePdf"
        ],
        "parameters": [
          {
            "name": "quoteId",
            "in": "path",
            "required": true,
            "schema": {
              "type": "string",
              "format": "uuid"
            }
          }
        ],
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "404": {
            "description": "Not Found",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/Quotes": {
      "post": {
        "tags": [
          "Quotes"
        ],
        "summary": "",
        "parameters": [
          {
            "name": "agencyCode",
            "in": "query",
            "description": "An optional query param to submit an Agency Code in addition to the IdToken",
            "schema": {
              "type": "string"
            }
          }
        ],
        "requestBody": {
          "description": "QuoteRequestPost",
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/QuoteRequestPost"
              },
              "example": {
  "namedInsured": "Example Company",
  "effectiveDate": "Thursday, May 28, 2026",
  "expirationDate": "Friday, May 28, 2027",
  "description": "A very useful company",
  "workersCompensation": {
    "currentlyCovered": true,
    "legalEntities": [
      {
        "businessType": "Corporation",
        "states": [
          {
            "code": "MD",
            "experienceModification": {
              "factor": 1.0,
              "type": "Actual",
              "date": "2014-05-20",
              "riskId": "RiskId"
            },
            "locations": [
              {
                "address": {
                  "state": "MD",
                  "country": "US",
                  "shortZipCode": "21201",
                  "line1": "123 Main St.",
                  "line2": "Suite 300",
                  "city": "Baltimore",
                  "zip": "21201"
                },
                "exposure": [
                  {
                    "payroll": 10000,
                    "class": "9083"
                  },
                  {
                    "payroll": 10000,
                    "class": "9083"
                  }
                ],
                "officers": [
                  {
                    "ownershipPercentage": 50.0,
                    "birthDate": "1969-01-20",
                    "name": "Bob Businessman"
                  },
                  {
                    "ownershipPercentage": 50.0,
                    "birthDate": "1996-01-20",
                    "name": "John Doe"
                  }
                ],
                "fullTimeEmployeeCount": 25,
                "partTimeEmployeeCount": 5
              },
              {
                "address": {
                  "state": "MD",
                  "country": "US",
                  "shortZipCode": "21217",
                  "line1": "456 2nd St.",
                  "line2": "Suite 400",
                  "city": "Baltimore",
                  "zip": "21217"
                },
                "exposure": [
                  {
                    "payroll": 10000,
                    "class": "9083"
                  },
                  {
                    "payroll": 10000,
                    "class": "9083"
                  }
                ],
                "officers": [
                  {
                    "ownershipPercentage": 50.0,
                    "birthDate": "1969-01-20",
                    "name": "John Franchisee"
                  }
                ],
                "fullTimeEmployeeCount": 25,
                "partTimeEmployeeCount": 5
              }
            ],
            "uian": "1111"
          }
        ],
        "name": "Bob Businessman",
        "doingBusinessAs": [
          "Bob's Burgers"
        ],
        "taxId": "951234567"
      }
    ],
    "employersLiability": {
      "eachAccident": 100000,
      "eachEmployee": 100000,
      "eachPolicy": 500000
    },
    "priorCarriers": [
      {
        "effectiveDate": "2023-05-28",
        "expirationDate": "2024-05-28",
        "totalPremium": 20420.75,
        "lapseInPeriod": false,
        "nonZeroClaimCount": 1,
        "zeroClaimCount": 0,
        "amountPaid": 10000.0,
        "amountReserved": 10000.0,
        "amountIncurred": 100.0,
        "modificationFactor": 0.5,
        "name": "Brownie Insurance",
        "policyNumber": "1234567890"
      },
      {
        "effectiveDate": "2025-05-28",
        "expirationDate": "2026-05-28",
        "totalPremium": 5000.75,
        "lapseInPeriod": false,
        "nonZeroClaimCount": 0,
        "zeroClaimCount": 0,
        "amountPaid": 0.0,
        "amountReserved": 0.0,
        "amountIncurred": 100.0,
        "modificationFactor": 0.5,
        "name": "Cookie Insurance",
        "policyNumber": "0987654321"
      }
    ]
  },
  "mailingAddress": {
    "state": "MD",
    "country": "US",
    "shortZipCode": "21201",
    "line1": "123 Main St.",
    "line2": "Suite 300",
    "city": "Baltimore",
    "zip": "21201"
  },
  "contacts": [
    {
      "type": "Claims",
      "firstName": "John",
      "lastName": "Doe",
      "phone": "555-555-5555",
      "email": "test@email.com"
    },
    {
      "type": "Accounting",
      "firstName": "Jane",
      "lastName": "Doe",
      "phone": "555-555-5555",
      "email": "jane@email.com"
    }
  ],
  "eligibilityAnswers": [
    {
      "id": "3ce48d82-963d-4477-a850-2f34d7df0583",
      "answer": "No"
    },
    {
      "id": "6936feea-92eb-426c-ad36-3e195652801d",
      "answer": "No"
    },
    {
      "id": "a4943dd7-2e04-41ad-8d49-f0353517f3be",
      "answer": "No"
    },
    {
      "id": "c245550f-7722-4e2e-9d49-bfef864ff1ae",
      "answer": "No"
    },
    {
      "id": "d3985c52-9012-4278-9649-23b33da936b5",
      "answer": "No"
    },
    {
      "id": "ee222b96-45f3-4843-a2dd-7514c182b05d",
      "answer": "No"
    },
    {
      "id": "fa056329-55ff-49bf-97b5-f50a59fa94a6",
      "answer": "No"
    }
  ]
}
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "Valid Request - But we can’t generate a quote bid for the given reason",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteDeclineResponse"
                }
              }
            }
          },
          "201": {
            "description": "Created",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteResponse"
                },
                "example": {
  "referReasons": [
    "no ReferReasons"
  ],
  "declineReasons": [
    "no DeclineReasons"
  ],
  "namedInsured": "MSF Hotdog LTD",
  "insuredAddress": {
    "line1": "40 W Littleton Blvd Ste 211",
    "city": "Beverly Hills",
    "state": "CA",
    "zip": "90210"
  },
  "agencyId": "08debaea-b27d-20d4-0961-260001e5bc05",
  "effectiveDate": "2026-05-30",
  "employersLiabilityLimits": {
    "eachAccident": 1000000,
    "eachEmployee": 1000000,
    "eachPolicy": 1000000
  },
  "quoteDate": "2026-05-25",
  "insuranceCompany": "Insurance Company",
  "classCodeQuotes": [
    {
      "classCode": "2759",
      "description": "BOX OR BOX SHOOK MFG",
      "payroll": 300000,
      "premium": 0,
      "rate": 0.0,
      "percentageOfPayroll": 0.0
    }
  ],
  "stateQuotes": [
    {
      "experienceModifierInput": 0.0,
      "scheduleModifierFactor": 0.0,
      "catastrophe": 30.0,
      "classPremium": 30930.0,
      "expenseConstant": 0.0,
      "minimumPremium": 0,
      "modifiedPremium": 0,
      "policyTotalEstimatedCost": 29588.0,
      "premiumDiscount": 200,
      "scheduleModifier": 0.0,
      "standardPremium": 0,
      "subjectPremium": 0,
      "totalTaxesAndAssessments": 0.0,
      "terrorism": 90.0,
      "totalEstimatedPremium": 29292.0
    }
  ],
  "premiumDetails": {
    "catastrophe": 13.0,
    "classPremium": 1787.0,
    "expenseConstant": 160.0,
    "experienceModifier": 0.0,
    "liabilityLimits": 120,
    "minimumPremium": 1805,
    "modifiedPremium": 2264,
    "policyTotalEstimatedCost": 2081.0,
    "premiumDiscount": 0,
    "scheduleModifier": -453.0,
    "standardPremium": 1811,
    "subjectPremium": 2264,
    "taxesAndAssessments": [
      {
        "code": "CAWCARF",
        "description": "Workers' Compensation Administration Revolving Fund",
        "rate": 0.01704,
        "premium": 34
      }
    ],
    "totalTaxesAndAssessments": 70.0,
    "terrorism": 27.0,
    "totalEstimatedPremium": 2011.0,
    "blanketWaiver": 0,
    "specificWaiver": 0,
    "territoryModifier": 357
  },
  "installments": {
    "full": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "monthly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "quarterly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "semiannual": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    }
  },
  "isDirty": false,
  "instantBindStatus": "Unspecified",
  "bindStatus": "Quotable"
}
              }
            }
          },
          "400": {
            "description": "Bad request - usually malformed message or header",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          },
          "401": {
            "description": "Unauthorized - Invalid agency code provided",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/Quotes/{id}": {
      "get": {
        "tags": [
          "Quotes"
        ],
        "summary": "",
        "parameters": [
          {
            "name": "id",
            "in": "path",
            "description": "",
            "required": true,
            "schema": {
              "type": "string",
              "format": "uuid"
            }
          }
        ],
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "Returns QuoteResponse object",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteResponse"
                },
                "example": {
  "referReasons": [
    "no ReferReasons"
  ],
  "declineReasons": [
    "no DeclineReasons"
  ],
  "namedInsured": "MSF Hotdog LTD",
  "insuredAddress": {
    "line1": "40 W Littleton Blvd Ste 211",
    "city": "Beverly Hills",
    "state": "CA",
    "zip": "90210"
  },
  "agencyId": "08debaea-b27d-90da-0961-260001e5bc07",
  "effectiveDate": "2026-05-30",
  "employersLiabilityLimits": {
    "eachAccident": 1000000,
    "eachEmployee": 1000000,
    "eachPolicy": 1000000
  },
  "quoteDate": "2026-05-25",
  "insuranceCompany": "Insurance Company",
  "classCodeQuotes": [
    {
      "classCode": "2759",
      "description": "BOX OR BOX SHOOK MFG",
      "payroll": 300000,
      "premium": 0,
      "rate": 0.0,
      "percentageOfPayroll": 0.0
    }
  ],
  "stateQuotes": [
    {
      "experienceModifierInput": 0.0,
      "scheduleModifierFactor": 0.0,
      "catastrophe": 30.0,
      "classPremium": 30930.0,
      "expenseConstant": 0.0,
      "minimumPremium": 0,
      "modifiedPremium": 0,
      "policyTotalEstimatedCost": 29588.0,
      "premiumDiscount": 200,
      "scheduleModifier": 0.0,
      "standardPremium": 0,
      "subjectPremium": 0,
      "totalTaxesAndAssessments": 0.0,
      "terrorism": 90.0,
      "totalEstimatedPremium": 29292.0
    }
  ],
  "premiumDetails": {
    "catastrophe": 13.0,
    "classPremium": 1787.0,
    "expenseConstant": 160.0,
    "experienceModifier": 0.0,
    "liabilityLimits": 120,
    "minimumPremium": 1805,
    "modifiedPremium": 2264,
    "policyTotalEstimatedCost": 2081.0,
    "premiumDiscount": 0,
    "scheduleModifier": -453.0,
    "standardPremium": 1811,
    "subjectPremium": 2264,
    "taxesAndAssessments": [
      {
        "code": "CAWCARF",
        "description": "Workers' Compensation Administration Revolving Fund",
        "rate": 0.01704,
        "premium": 34
      }
    ],
    "totalTaxesAndAssessments": 70.0,
    "terrorism": 27.0,
    "totalEstimatedPremium": 2011.0,
    "blanketWaiver": 0,
    "specificWaiver": 0,
    "territoryModifier": 357
  },
  "installments": {
    "full": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "monthly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "quarterly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "semiannual": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    }
  },
  "isDirty": false,
  "instantBindStatus": "Unspecified",
  "bindStatus": "Quotable"
}
              }
            }
          },
          "404": {
            "description": "Quote can't be found",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      },
      "put": {
        "tags": [
          "Quotes"
        ],
        "summary": "",
        "parameters": [
          {
            "name": "id",
            "in": "path",
            "description": "",
            "required": true,
            "schema": {
              "type": "string",
              "format": "uuid"
            }
          },
          {
            "name": "agencyCode",
            "in": "query",
            "description": "An optional query param to submit an AgencyCode in addition to the IdToken",
            "schema": {
              "type": "string"
            }
          }
        ],
        "requestBody": {
          "description": "QuoteRequestPost",
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/QuoteRequestPut"
              }
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal Server Error"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway"
          },
          "503": {
            "description": "Service Unavailable"
          },
          "504": {
            "description": "Gateway Timeout"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "201": {
            "description": "Created",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/QuoteResponse"
                },
                "example": {
  "referReasons": [
    "no ReferReasons"
  ],
  "declineReasons": [
    "no DeclineReasons"
  ],
  "namedInsured": "MSF Hotdog LTD",
  "insuredAddress": {
    "line1": "40 W Littleton Blvd Ste 211",
    "city": "Beverly Hills",
    "state": "CA",
    "zip": "90210"
  },
  "agencyId": "08debaea-b27e-4e3f-0961-260001e5bc09",
  "effectiveDate": "2026-05-30",
  "employersLiabilityLimits": {
    "eachAccident": 1000000,
    "eachEmployee": 1000000,
    "eachPolicy": 1000000
  },
  "quoteDate": "2026-05-25",
  "insuranceCompany": "Insurance Company",
  "classCodeQuotes": [
    {
      "classCode": "2759",
      "description": "BOX OR BOX SHOOK MFG",
      "payroll": 300000,
      "premium": 0,
      "rate": 0.0,
      "percentageOfPayroll": 0.0
    }
  ],
  "stateQuotes": [
    {
      "experienceModifierInput": 0.0,
      "scheduleModifierFactor": 0.0,
      "catastrophe": 30.0,
      "classPremium": 30930.0,
      "expenseConstant": 0.0,
      "minimumPremium": 0,
      "modifiedPremium": 0,
      "policyTotalEstimatedCost": 29588.0,
      "premiumDiscount": 200,
      "scheduleModifier": 0.0,
      "standardPremium": 0,
      "subjectPremium": 0,
      "totalTaxesAndAssessments": 0.0,
      "terrorism": 90.0,
      "totalEstimatedPremium": 29292.0
    }
  ],
  "premiumDetails": {
    "catastrophe": 13.0,
    "classPremium": 1787.0,
    "expenseConstant": 160.0,
    "experienceModifier": 0.0,
    "liabilityLimits": 120,
    "minimumPremium": 1805,
    "modifiedPremium": 2264,
    "policyTotalEstimatedCost": 2081.0,
    "premiumDiscount": 0,
    "scheduleModifier": -453.0,
    "standardPremium": 1811,
    "subjectPremium": 2264,
    "taxesAndAssessments": [
      {
        "code": "CAWCARF",
        "description": "Workers' Compensation Administration Revolving Fund",
        "rate": 0.01704,
        "premium": 34
      }
    ],
    "totalTaxesAndAssessments": 70.0,
    "terrorism": 27.0,
    "totalEstimatedPremium": 2011.0,
    "blanketWaiver": 0,
    "specificWaiver": 0,
    "territoryModifier": 357
  },
  "installments": {
    "full": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "monthly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "quarterly": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    },
    "semiannual": {
      "2026-05-30": {
        "premiumAmount": 2011,
        "surchargeAmount": 70,
        "totalAmount": 2081
      }
    }
  },
  "isDirty": false,
  "instantBindStatus": "Unspecified",
  "bindStatus": "Quotable"
}
              }
            }
          },
          "400": {
            "description": "Bad request - usually malformed message or header",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          },
          "401": {
            "description": "Unauthorized - Invalid agency code provided",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ValidationProblemDetails"
                }
              }
            }
          },
          "404": {
            "description": "Quote can't be found",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          },
          "200": {
            "description": "Returns QuoteResponse object"
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    },
    "/Appetite": {
      "post": {
        "tags": [
          "Appetite"
        ],
        "summary": "",
        "requestBody": {
          "description": "AppetiteRequest",
          "content": {
            "application/json": {
              "schema": {
                "$ref": "#/components/schemas/AppetiteRequest"
              },
              "example": {
  "appetiteFor": [
    {
      "zip": "",
      "state": "CO",
      "class": "0005"
    },
    {
      "zip": "80238",
      "state": "",
      "class": "0005"
    },
    {
      "zip": "80238",
      "state": "",
      "class": "5555"
    }
  ]
}
            }
          }
        },
        "responses": {
          "500": {
            "description": "Internal error, would like be legitimate error that we should fix"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway - usually a startup/load balance issue"
          },
          "503": {
            "description": "Service unavailable - usually a startup/deploy issue"
          },
          "504": {
            "description": "Gateway timeout - usually a startup/load balance issue"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "Ok - List of matches",
            "content": {
              "text/plain": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "application/json": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "text/json": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "application/xml": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              },
              "text/xml": {
                "schema": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/ClassCodeMatch"
                  }
                }
              }
            }
          },
          "400": {
            "description": "Bad request - usually malformed message or header",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ClassCodeSearchBadRequest"
                }
              }
            }
          },
          "404": {
            "description": "Could not find any matches.",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          },
          "415": {
            "description": "Unsupported Media Type"
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      },
      "get": {
        "tags": [
          "Appetite"
        ],
        "summary": "Returns an array of supported class codes by state",
        "parameters": [
          {
            "name": "code",
            "in": "query",
            "required": true,
            "schema": {
              "type": "string"
            }
          }
        ],
        "responses": {
          "500": {
            "description": "Internal error, would like be legitimate error that we should fix"
          },
          "501": {
            "description": "Not Implemented"
          },
          "502": {
            "description": "Bad Gateway - usually a startup/load balance issue"
          },
          "503": {
            "description": "Service unavailable - usually a startup/deploy issue"
          },
          "504": {
            "description": "Gateway timeout - usually a startup/load balance issue"
          },
          "505": {
            "description": "HTTP Version Not Supported"
          },
          "200": {
            "description": "Returns StateAppetiteResponse object",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteResponse"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteResponse"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteResponse"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteResponse"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteResponse"
                }
              }
            }
          },
          "400": {
            "description": "Bad request - usually malformed message or header",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteRequest"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteRequest"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteRequest"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteRequest"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/StateAppetiteRequest"
                }
              }
            }
          },
          "404": {
            "description": "Not Found",
            "content": {
              "text/plain": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/json": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "application/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              },
              "text/xml": {
                "schema": {
                  "$ref": "#/components/schemas/ProblemDetails"
                }
              }
            }
          }
        },
        "security": [
          {
            "bearer": [ ]
          }
        ]
      }
    }
  },
  "components": {
    "schemas": {
      "AnswerDecision": {
        "required": [
          "decisionStatus"
        ],
        "type": "object",
        "properties": {
          "decisionStatus": {
            "$ref": "#/components/schemas/DecisionStatus"
          },
          "subQuestionsId": {
            "type": "array",
            "items": {
              "type": "string",
              "format": "uuid"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "AppetiteRequest": {
        "required": [
          "appetiteFor"
        ],
        "type": "object",
        "properties": {
          "appetiteFor": {
            "minItems": 1,
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/RegionAndClassPost"
            }
          }
        },
        "additionalProperties": false
      },
      "BindStatus": {
        "enum": [
          "Refer",
          "Decline",
          "Quotable",
          "Undetermined"
        ],
        "type": "string"
      },
      "BusinessAddress": {
        "type": "object",
        "properties": {
          "line1": {
            "type": "string",
            "nullable": true
          },
          "line2": {
            "type": "string",
            "nullable": true
          },
          "city": {
            "type": "string",
            "nullable": true
          },
          "state": {
            "type": "string",
            "nullable": true
          },
          "zip": {
            "type": "string",
            "nullable": true
          },
          "county": {
            "type": "string",
            "nullable": true
          },
          "country": {
            "type": "string",
            "nullable": true
          },
          "latitude": {
            "type": "number",
            "format": "double",
            "nullable": true
          },
          "longitude": {
            "type": "number",
            "format": "double",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "BusinessTypes": {
        "enum": [
          "Individual",
          "Partnership",
          "Corporation",
          "LimitedLiabilityCompany",
          "Other"
        ],
        "type": "string"
      },
      "ClassCodeMatch": {
        "type": "object",
        "properties": {
          "value": {
            "type": "string",
            "nullable": true
          },
          "description": {
            "type": "string",
            "nullable": true
          },
          "matches": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "ClassCodeQuestionsRequest": {
        "required": [
          "stateClassCodes"
        ],
        "type": "object",
        "properties": {
          "stateClassCodes": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "AL": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "AK": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "AR": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "AZ": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "CA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "CO": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "CT": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "DC": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "DE": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "FL": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "GA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "HI": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "IA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "ID": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "IL": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "IN": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "KS": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "KY": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "LA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MD": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "ME": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MI": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MN": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MO": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MS": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "MT": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NC": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "ND": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NE": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NH": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NJ": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NM": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NV": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "NY": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "OK": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "OH": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "OR": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "PA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "RI": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "SC": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "SD": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "TN": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "TX": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "UT": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "VA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "VT": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "WA": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "WI": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "WV": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "WY": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "CW": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                }
              },
              "additionalProperties": false
            }
          }
        },
        "additionalProperties": false,
        "description": "Class Codes Questions Request for States"
      },
      "ClassCodeQuestionsResponse": {
        "required": [
          "questionsByStateAndClassCodes"
        ],
        "type": "object",
        "properties": {
          "questionsByStateAndClassCodes": {
            "type": "object",
            "properties": {
              "AL": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "AK": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "AR": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "AZ": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "CA": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "CO": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "CT": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "DC": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "DE": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "FL": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "GA": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "HI": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "IA": {
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                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "ID": {
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                "additionalProperties": {
                  "type": "array",
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              },
              "IL": {
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                "additionalProperties": {
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                }
              },
              "IN": {
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                "additionalProperties": {
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                  "items": {
                    "$ref": "#/components/schemas/Question"
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              },
              "KS": {
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                "additionalProperties": {
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                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "KY": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "LA": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "MA": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "MD": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "ME": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "MI": {
                "type": "object",
                "additionalProperties": {
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                  "items": {
                    "$ref": "#/components/schemas/Question"
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              },
              "MN": {
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                "additionalProperties": {
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                  "items": {
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              "MO": {
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                "additionalProperties": {
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              "MS": {
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                "additionalProperties": {
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              "NC": {
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                "additionalProperties": {
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              },
              "WY": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              },
              "CW": {
                "type": "object",
                "additionalProperties": {
                  "type": "array",
                  "items": {
                    "$ref": "#/components/schemas/Question"
                  }
                }
              }
            },
            "additionalProperties": false
          }
        },
        "additionalProperties": false
      },
      "ClassCodeQuote": {
        "required": [
          "classCode",
          "description",
          "payroll",
          "percentageOfPayroll",
          "premium",
          "rate",
          "state"
        ],
        "type": "object",
        "properties": {
          "classCode": {
            "type": "string"
          },
          "description": {
            "type": "string"
          },
          "payroll": {
            "type": "integer",
            "format": "int32"
          },
          "state": {
            "type": "string"
          },
          "premium": {
            "type": "integer",
            "format": "int32"
          },
          "rate": {
            "type": "number",
            "format": "double"
          },
          "percentageOfPayroll": {
            "type": "number",
            "format": "double"
          }
        },
        "additionalProperties": false
      },
      "ClassCodeSearchBadRequest": {
        "type": "object",
        "properties": {
          "validationErrors": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "ClassCodeSearchRequest": {
        "required": [
          "state"
        ],
        "type": "object",
        "properties": {
          "state": {
            "type": "string",
            "description": "State must be abbreviated. ie. CO"
          },
          "searchTerm": {
            "type": "string",
            "description": "Search term must be at least two characters.",
            "nullable": true
          },
          "businessName": {
            "type": "string",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "Contact": {
        "required": [
          "email",
          "firstName",
          "lastName"
        ],
        "type": "object",
        "properties": {
          "firstName": {
            "type": "string"
          },
          "lastName": {
            "type": "string"
          },
          "phone": {
            "type": "string",
            "nullable": true
          },
          "email": {
            "type": "string"
          },
          "agentEnteredEmail": {
            "type": "string",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "ContactTypes": {
        "enum": [
          "Accounting",
          "Claims",
          "Inspection",
          "Client",
          "Other"
        ],
        "type": "string"
      },
      "Countries": {
        "enum": [
          "US",
          "USA"
        ],
        "type": "string"
      },
      "DecisionStatus": {
        "enum": [
          "Undetermined",
          "Refer",
          "Decline",
          "Quotable"
        ],
        "type": "string"
      },
      "EligibilityAnswerPost": {
        "title": "EligibilityAnswer",
        "required": [
          "id"
        ],
        "type": "object",
        "properties": {
          "id": {
            "type": "string",
            "format": "uuid"
          },
          "answer": {
            "type": "string",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "EmployersLiabilityLimits": {
        "type": "object",
        "properties": {
          "eachAccident": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "eachEmployee": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "eachPolicy": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "EmployersLiabilityLimitsPost": {
        "title": "EmployersLiabilityLimits",
        "type": "object",
        "properties": {
          "eachAccident": {
            "type": "integer",
            "description": "Valid values are:\n100000, 500000, 1000000, 2000000.\nValid Combinations across\neachAccident / eachEmployee / eachPolicy are:\n100/500/100, 500/500/500, 1M/1M/1M, 2M/2M/2M.\nIf the state is CA, must select limits of 1M or greater.",
            "nullable": true
          },
          "eachEmployee": {
            "type": "integer",
            "description": "Valid values are:\n500000, 1000000, 2000000.\nValid Combinations across\neachAccident / eachEmployee / eachPolicy are:\n100/500/100, 500/500/500, 1M/1M/1M, 2M/2M/2M.\nIf the state is CA, must select limits of 1M or greater.",
            "nullable": true
          },
          "eachPolicy": {
            "type": "integer",
            "description": "Valid values are:\n100000, 500000, 1000000, 2000000.\nValid Combinations across\neachAccident / eachEmployee / eachPolicy are:\n100/500/100, 500/500/500, 1M/1M/1M, 2M/2M/2M.\nIf the state is CA, must select limits of 1M or greater.",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "ExperienceModificationPost": {
        "title": "ExperienceModification",
        "type": "object",
        "properties": {
          "factor": {
            "type": "number",
            "description": "Valid values are >= 0.1 and less than 10.0",
            "nullable": true
          },
          "type": {
            "type": "string",
            "description": "Acceptable string values for all states (except California)\n\"Actual\"\n\"Contingent\"\n\"Estimated\" (default value)\n\"Preliminary\"\n\"Tentative\"\n\nAcceptable string values for California\n\"Actual\"\n\"Expiring\"\n\"Tentative\" (default value)",
            "nullable": true
          },
          "date": {
            "type": "string",
            "description": "Format YYYY-MM-DD\nRequired when type is \"Actual\"\nOptional for all other values of Type\nDefault value to current day",
            "format": "date",
            "nullable": true
          },
          "riskId": {
            "type": "string",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "Exposure": {
        "type": "object",
        "properties": {
          "classCode": {
            "type": "string",
            "description": "State defined class code",
            "nullable": true
          },
          "payroll": {
            "type": "integer",
            "description": "Payroll amount of the class code.",
            "format": "int32"
          }
        },
        "additionalProperties": false
      },
      "InstantBindStatus": {
        "enum": [
          "Unspecified",
          "Ineligible",
          "Eligible",
          "Pending",
          "Failed",
          "Succeeded"
        ],
        "type": "string"
      },
      "LapseReason": {
        "enum": [
          "NonPayment",
          "AuditNonCompliance",
          "NoEmployees",
          "Other"
        ],
        "type": "string"
      },
      "NotCoveredReason": {
        "enum": [
          "NonPayment",
          "AuditNonCompliance",
          "NoEmployees",
          "Other",
          "NewBusiness"
        ],
        "type": "string"
      },
      "Payment": {
        "type": "object",
        "properties": {
          "premiumAmount": {
            "type": "integer",
            "format": "int32"
          },
          "surchargeAmount": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "feeAmount": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "totalAmount": {
            "type": "integer",
            "format": "int32",
            "readOnly": true
          }
        },
        "additionalProperties": false
      },
      "PremiumDetails": {
        "required": [
          "catastrophe",
          "classPremium",
          "expenseConstant",
          "experienceModifier",
          "minimumPremium",
          "modifiedPremium",
          "policyTotalEstimatedCost",
          "premiumDiscount",
          "scheduleModifier",
          "standardPremium",
          "subjectPremium",
          "taxesAndAssessments",
          "territoryModifier",
          "terrorism",
          "totalEstimatedPremium",
          "totalTaxesAndAssessments"
        ],
        "type": "object",
        "properties": {
          "catastrophe": {
            "type": "number",
            "format": "double"
          },
          "classPremium": {
            "type": "number",
            "format": "double"
          },
          "expenseConstant": {
            "type": "number",
            "format": "double"
          },
          "experienceModifier": {
            "type": "number",
            "format": "double"
          },
          "liabilityLimits": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "minimumPremium": {
            "type": "integer",
            "format": "int32"
          },
          "modifiedPremium": {
            "type": "integer",
            "format": "int32"
          },
          "policyTotalEstimatedCost": {
            "type": "number",
            "format": "double"
          },
          "premiumDiscount": {
            "type": "integer",
            "format": "int32"
          },
          "scheduleModifier": {
            "type": "number",
            "format": "double"
          },
          "standardPremium": {
            "type": "integer",
            "format": "int32"
          },
          "subjectPremium": {
            "type": "integer",
            "format": "int32"
          },
          "taxesAndAssessments": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/TaxDetails"
            }
          },
          "totalTaxesAndAssessments": {
            "type": "number",
            "format": "double"
          },
          "terrorism": {
            "type": "number",
            "format": "double"
          },
          "totalEstimatedPremium": {
            "type": "number",
            "format": "double"
          },
          "blanketWaiver": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "specificWaiver": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "territoryModifier": {
            "type": "integer",
            "format": "int32"
          }
        },
        "additionalProperties": false
      },
      "PriceIndicationRequest": {
        "required": [
          "classCodes",
          "currentlyCovered",
          "state",
          "zip"
        ],
        "type": "object",
        "properties": {
          "state": {
            "type": "string",
            "description": "Use 2 digit state code:\n[ AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OK, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, CW ]"
          },
          "zip": {
            "type": "string",
            "description": "Five Digit zip code."
          },
          "classCodes": {
            "minItems": 1,
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/Exposure"
            },
            "description": "List of class codes."
          },
          "partnerAgentEmail": {
            "type": "string",
            "description": "Agent Email",
            "nullable": true
          },
          "contactEmail": {
            "type": "string",
            "description": "Insured email",
            "nullable": true
          },
          "currentlyCovered": {
            "type": "boolean",
            "description": "Are you currently covered by Worker's Compensation Policy if false then supply a reason"
          },
          "notCurrentlyCoveredReason": {
            "$ref": "#/components/schemas/NotCoveredReason"
          },
          "notCurrentlyCoveredDescription": {
            "type": "string",
            "description": "Provide description when notCurrentlyCoveredReason is ‘Other’ or when there is additional lapse information available.",
            "nullable": true
          },
          "claimCountYear1": {
            "type": "integer",
            "description": "Number of claims with your current carrier and term.",
            "format": "int32",
            "nullable": true
          },
          "claimCountYear2": {
            "type": "integer",
            "description": "Number of claims with your previous 1 year term.",
            "format": "int32",
            "nullable": true
          },
          "claimCountYear3": {
            "type": "integer",
            "description": "Number of claims with your previous 1 year term from 2 years ago.",
            "format": "int32",
            "nullable": true
          },
          "effectiveDate": {
            "type": "string",
            "description": " Format YYYY-MM-DD\nMust be between tomorrow's date and 120 from current date\n (today + 120 days >= effectiveDate >= tomorrow)",
            "nullable": true
          },
          "emod": {
            "type": "number",
            "description": "Experience Modificator Factor",
            "format": "double",
            "nullable": true
          },
          "blanketWaiver": {
            "type": "boolean",
            "description": "Boolean to apply a blanket Waiver",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "PriorCarrierPost": {
        "title": "PriorCarrier",
        "required": [
          "effectiveDate",
          "expirationDate",
          "lapseInPeriod"
        ],
        "type": "object",
        "properties": {
          "name": {
            "type": "string",
            "nullable": true
          },
          "effectiveDate": {
            "type": "string",
            "description": "Format YYYY-MM-DD",
            "format": "date"
          },
          "expirationDate": {
            "type": "string",
            "description": "Format YYYY-MM-DD",
            "format": "date"
          },
          "lapseInPeriod": {
            "type": "boolean",
            "description": "Was there a lapse in coverage"
          },
          "lapseReason": {
            "$ref": "#/components/schemas/LapseReason"
          },
          "lapseReasonDescription": {
            "type": "string",
            "description": "Provide description when lapseReason is ‘Other’ or when there is additional lapse information available.",
            "nullable": true
          },
          "policyNumber": {
            "type": "string",
            "nullable": true
          },
          "modificationFactor": {
            "type": "number",
            "description": "Must be decimal number >= 0.1 and less than 10.0",
            "nullable": true
          },
          "totalPremium": {
            "type": "number",
            "description": "Must be number with no more than 2 decimal places\ne.g. xxx.yy",
            "nullable": true
          },
          "nonZeroClaimCount": {
            "type": "integer",
            "description": "The number of claims where the total payout was greater than zero.\nMust be integer >= 0 and less than or equal to 255",
            "format": "int32"
          },
          "zeroClaimCount": {
            "type": "integer",
            "description": "The number of claims where the total payout equals zero.\nMust be integer >= 0 and less than or equal to 255",
            "format": "int32"
          },
          "amountPaid": {
            "type": "number",
            "description": "Must be number with no more than 2 decimal places\ne.g. xxx.yy",
            "nullable": true
          },
          "amountReserved": {
            "type": "number",
            "description": "Must be number with no more than 2 decimal places\ne.g. xxx.yy",
            "nullable": true
          },
          "amountIncurred": {
            "type": "string",
            "description": "Must be number with no more than 2 decimal places\ne.g. xxx.yy",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "ProblemDetails": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "nullable": true
          },
          "title": {
            "type": "string",
            "nullable": true
          },
          "status": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "detail": {
            "type": "string",
            "nullable": true
          },
          "instance": {
            "type": "string",
            "nullable": true
          },
          "extensions": {
            "type": "object",
            "additionalProperties": {
              "nullable": true
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "Question": {
        "required": [
          "answersWithDeclineIndication",
          "id",
          "isSubQuestion",
          "questionContent",
          "type"
        ],
        "type": "object",
        "properties": {
          "type": {
            "type": "string"
          },
          "questionUnit": {
            "type": "string",
            "nullable": true
          },
          "questionContent": {
            "type": "string"
          },
          "isSubQuestion": {
            "type": "boolean"
          },
          "answersWithDeclineIndication": {
            "type": "object",
            "additionalProperties": {
              "$ref": "#/components/schemas/AnswerDecision"
            }
          }
        },
        "additionalProperties": false
      },
      "QuoteAddressPost": {
        "title": "Address",
        "type": "object",
        "properties": {
          "line1": {
            "type": "string",
            "nullable": true
          },
          "line2": {
            "type": "string",
            "nullable": true
          },
          "city": {
            "type": "string",
            "nullable": true
          },
          "state": {
            "$ref": "#/components/schemas/States"
          },
          "zip": {
            "type": "string",
            "description": "Send 5 digit zip code format e.g. 12345\n (9 digit zip is not accepted)",
            "nullable": true
          },
          "country": {
            "$ref": "#/components/schemas/Countries"
          }
        },
        "additionalProperties": false
      },
      "QuoteContactPost": {
        "title": "QuoteContact",
        "type": "object",
        "properties": {
          "firstName": {
            "type": "string",
            "nullable": true
          },
          "lastName": {
            "type": "string",
            "nullable": true
          },
          "phone": {
            "type": "string",
            "description": "Must match pattern 012-345-6789 or 0123456789",
            "nullable": true
          },
          "email": {
            "type": "string",
            "description": "Must be valid email format e.g. email@domain.com",
            "nullable": true
          },
          "type": {
            "$ref": "#/components/schemas/ContactTypes"
          }
        },
        "additionalProperties": false
      },
      "QuoteDeclineResponse": {
        "type": "object",
        "properties": {
          "declineReasons": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "nullable": true
          },
          "bindStatus": {
            "$ref": "#/components/schemas/BindStatus"
          }
        },
        "additionalProperties": false
      },
      "QuoteExposurePost": {
        "title": "Exposure",
        "type": "object",
        "properties": {
          "class": {
            "type": "string",
            "description": "Subclasses not currently accepted\n \n Must be integer with 1-4 digits",
            "nullable": true
          },
          "payroll": {
            "type": "integer",
            "description": "Valid range is >= 0 and less than 1,000,000,000",
            "format": "int32",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "QuoteLegalEntityPost": {
        "title": "LegalEntity",
        "type": "object",
        "properties": {
          "name": {
            "type": "string",
            "nullable": true
          },
          "doingBusinessAs": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "nullable": true
          },
          "businessType": {
            "$ref": "#/components/schemas/BusinessTypes"
          },
          "taxId": {
            "type": "string",
            "description": "9 digit number, no dashes\ne.g. 123456789",
            "nullable": true
          },
          "sicCode": {
            "type": "integer",
            "description": "Must be 4 digit number",
            "nullable": true
          },
          "naicsCode": {
            "type": "integer",
            "description": "Must be 6 digit number",
            "nullable": true
          },
          "yearStarted": {
            "type": "integer",
            "description": "Must be after 1800 and equal to or before current year\ne.g. Current year >= year started >= 1800",
            "nullable": true
          },
          "website": {
            "type": "string",
            "description": "Must be valid URL",
            "nullable": true
          },
          "states": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteStatePost"
            },
            "description": "Currently only 1 state allowed",
            "nullable": true
          }
        },
        "additionalProperties": false,
        "description": "Currently only a single legal entity quote is supported through the quote api"
      },
      "QuoteLocationPost": {
        "title": "Location",
        "type": "object",
        "properties": {
          "address": {
            "$ref": "#/components/schemas/QuoteAddressPost"
          },
          "exposure": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteExposurePost"
            },
            "description": "Officers class payroll should also be included here",
            "nullable": true
          },
          "officers": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteOfficerPost"
            },
            "description": "If Officer has payroll, please add it to the array of Exposure as any other exposure.",
            "nullable": true
          },
          "fullTimeEmployeeCount": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "partTimeEmployeeCount": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "QuoteOfficerPost": {
        "title": "Officer",
        "type": "object",
        "properties": {
          "name": {
            "type": "string",
            "nullable": true
          },
          "duties": {
            "type": "string",
            "nullable": true
          },
          "ownershipPercentage": {
            "type": "number",
            "nullable": true
          },
          "birthDate": {
            "type": "string",
            "description": "Format YYYY-MM-DD",
            "format": "date",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "QuoteRequestPost": {
        "title": "Request",
        "type": "object",
        "properties": {
          "namedInsured": {
            "type": "string",
            "description": "Do not include the 'doing business as' name in this field.  Use the DBA field in the LegalEntity Object.",
            "nullable": true
          },
          "effectiveDate": {
            "type": "string",
            "description": " Format YYYY-MM-DD\nMust be between tomorrow's date and 120 from current date\n (today + 120 days >= effectiveDate >= tomorrow)",
            "format": "date",
            "nullable": true
          },
          "partnerAgentFirstName": {
            "type": "string",
            "nullable": true
          },
          "partnerAgentLastName": {
            "type": "string",
            "nullable": true
          },
          "partnerAgentEmail": {
            "type": "string",
            "nullable": true
          },
          "expirationDate": {
            "type": "string",
            "description": "Format YYYY-MM-DD\nMust be exactly one year after effectiveDate",
            "format": "date",
            "nullable": true
          },
          "description": {
            "type": "string",
            "nullable": true
          },
          "workersCompensation": {
            "$ref": "#/components/schemas/WorkCompPolicyPost"
          },
          "mailingAddress": {
            "$ref": "#/components/schemas/QuoteAddressPost"
          },
          "contacts": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteContactPost"
            },
            "nullable": true
          },
          "eligibilityAnswers": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/EligibilityAnswerPost"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "QuoteRequestPut": {
        "title": "PutRequest",
        "type": "object",
        "properties": {
          "namedInsured": {
            "type": "string",
            "description": "Do not include the 'doing business as' name in this field.  Use the DBA field in the LegalEntity Object.",
            "nullable": true
          },
          "effectiveDate": {
            "type": "string",
            "description": " Format YYYY-MM-DD\nMust be between tomorrow's date and 120 from current date\n (today + 120 days >= effectiveDate >= tomorrow)",
            "format": "date",
            "nullable": true
          },
          "partnerAgentFirstName": {
            "type": "string",
            "nullable": true
          },
          "partnerAgentLastName": {
            "type": "string",
            "nullable": true
          },
          "partnerAgentEmail": {
            "type": "string",
            "nullable": true
          },
          "expirationDate": {
            "type": "string",
            "description": "Format YYYY-MM-DD\nMust be exactly one year after effectiveDate",
            "format": "date",
            "nullable": true
          },
          "description": {
            "type": "string",
            "nullable": true
          },
          "workersCompensation": {
            "$ref": "#/components/schemas/WorkCompPolicyPost"
          },
          "mailingAddress": {
            "$ref": "#/components/schemas/QuoteAddressPost"
          },
          "contacts": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteContactPost"
            },
            "nullable": true
          },
          "eligibilityAnswers": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/EligibilityAnswerPost"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "QuoteResponse": {
        "required": [
          "agencyId",
          "classCodeQuotes",
          "effectiveDate",
          "employersLiabilityLimits",
          "installments",
          "insuranceCompany",
          "insuredAddress",
          "namedInsured",
          "premiumDetails",
          "quoteDate",
          "stateQuotes"
        ],
        "type": "object",
        "properties": {
          "referReasons": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "nullable": true
          },
          "declineReasons": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "nullable": true
          },
          "namedInsured": {
            "type": "string"
          },
          "insuredAddress": {
            "$ref": "#/components/schemas/BusinessAddress"
          },
          "agencyId": {
            "type": "string",
            "format": "uuid"
          },
          "effectiveDate": {
            "type": "string"
          },
          "employersLiabilityLimits": {
            "$ref": "#/components/schemas/EmployersLiabilityLimits"
          },
          "quoteDate": {
            "type": "string"
          },
          "insuranceCompany": {
            "type": "string"
          },
          "classCodeQuotes": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/ClassCodeQuote"
            }
          },
          "stateQuotes": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/StateQuote"
            }
          },
          "primaryStateQuotes": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/StateQuote"
            },
            "nullable": true
          },
          "premiumDetails": {
            "$ref": "#/components/schemas/PremiumDetails"
          },
          "installments": {
            "type": "object",
            "properties": {
              "full": {
                "type": "object",
                "additionalProperties": {
                  "$ref": "#/components/schemas/Payment"
                }
              },
              "semiannual": {
                "type": "object",
                "additionalProperties": {
                  "$ref": "#/components/schemas/Payment"
                }
              },
              "quarterly": {
                "type": "object",
                "additionalProperties": {
                  "$ref": "#/components/schemas/Payment"
                }
              },
              "monthly": {
                "type": "object",
                "additionalProperties": {
                  "$ref": "#/components/schemas/Payment"
                }
              }
            },
            "additionalProperties": false
          },
          "isDirty": {
            "type": "boolean"
          },
          "warningMessage": {
            "type": "string",
            "nullable": true
          },
          "contacts": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/Contact"
            },
            "nullable": true
          },
          "instantBindStatus": {
            "$ref": "#/components/schemas/InstantBindStatus"
          },
          "bindStatus": {
            "$ref": "#/components/schemas/BindStatus"
          }
        },
        "additionalProperties": false
      },
      "QuoteStatePost": {
        "title": "State",
        "type": "object",
        "properties": {
          "code": {
            "$ref": "#/components/schemas/States"
          },
          "experienceModification": {
            "$ref": "#/components/schemas/ExperienceModificationPost"
          },
          "uian": {
            "type": "integer",
            "description": "Required by some states",
            "nullable": true
          },
          "blanketWaiver": {
            "type": "boolean",
            "nullable": true
          },
          "locations": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteLocationPost"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "RegionAndClassPost": {
        "type": "object",
        "properties": {
          "zip": {
            "type": "string",
            "nullable": true
          },
          "state": {
            "type": "string",
            "nullable": true
          },
          "class": {
            "type": "string",
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "StateAppetiteRequest": {
        "required": [
          "code"
        ],
        "type": "object",
        "properties": {
          "code": {
            "type": "string"
          }
        },
        "additionalProperties": false
      },
      "StateAppetiteResponse": {
        "required": [
          "classCodes",
          "state"
        ],
        "type": "object",
        "properties": {
          "state": {
            "type": "string"
          },
          "classCodes": {
            "type": "array",
            "items": {
              "type": "string"
            }
          }
        },
        "additionalProperties": false
      },
      "StateQuote": {
        "required": [
          "catastrophe",
          "classPremium",
          "expenseConstant",
          "experienceModifier",
          "experienceModifierInput",
          "minimumPremium",
          "modifiedPremium",
          "policyTotalEstimatedCost",
          "premiumDiscount",
          "scheduleModifier",
          "scheduleModifierFactor",
          "standardPremium",
          "state",
          "subjectPremium",
          "taxesAndAssessments",
          "territoryModifier",
          "terrorism",
          "totalEstimatedPremium",
          "totalTaxesAndAssessments"
        ],
        "type": "object",
        "properties": {
          "catastropheRate": {
            "type": "number",
            "format": "double",
            "nullable": true
          },
          "deductible": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "experienceModifierInput": {
            "type": "number",
            "format": "double"
          },
          "scheduleModifierFactor": {
            "type": "number",
            "format": "double"
          },
          "state": {
            "type": "string"
          },
          "terrorismRiskInsuranceAct": {
            "type": "number",
            "format": "double",
            "nullable": true
          },
          "premiumDiscountRate": {
            "type": "number",
            "format": "double",
            "nullable": true
          },
          "territoryModifierFactor": {
            "type": "number",
            "format": "double",
            "nullable": true
          },
          "balanceToMinimumPremium": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "dividendFactor": {
            "type": "number",
            "format": "double",
            "nullable": true
          },
          "catastrophe": {
            "type": "number",
            "format": "double"
          },
          "classPremium": {
            "type": "number",
            "format": "double"
          },
          "expenseConstant": {
            "type": "number",
            "format": "double"
          },
          "experienceModifier": {
            "type": "number",
            "format": "double"
          },
          "liabilityLimits": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "minimumPremium": {
            "type": "integer",
            "format": "int32"
          },
          "modifiedPremium": {
            "type": "integer",
            "format": "int32"
          },
          "policyTotalEstimatedCost": {
            "type": "number",
            "format": "double"
          },
          "premiumDiscount": {
            "type": "integer",
            "format": "int32"
          },
          "scheduleModifier": {
            "type": "number",
            "format": "double"
          },
          "standardPremium": {
            "type": "integer",
            "format": "int32"
          },
          "subjectPremium": {
            "type": "integer",
            "format": "int32"
          },
          "taxesAndAssessments": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/TaxDetails"
            }
          },
          "totalTaxesAndAssessments": {
            "type": "number",
            "format": "double"
          },
          "terrorism": {
            "type": "number",
            "format": "double"
          },
          "totalEstimatedPremium": {
            "type": "number",
            "format": "double"
          },
          "blanketWaiver": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "specificWaiver": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "territoryModifier": {
            "type": "integer",
            "format": "int32"
          }
        },
        "additionalProperties": false
      },
      "States": {
        "enum": [
          "AL",
          "AK",
          "AR",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "FL",
          "GA",
          "HI",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "ND",
          "NE",
          "NH",
          "NJ",
          "NM",
          "NV",
          "NY",
          "OK",
          "OH",
          "OR",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "UT",
          "VA",
          "VT",
          "WA",
          "WI",
          "WV",
          "WY",
          "CW"
        ],
        "type": "string"
      },
      "TaxDetails": {
        "type": "object",
        "properties": {
          "code": {
            "type": "string",
            "nullable": true
          },
          "description": {
            "type": "string",
            "nullable": true
          },
          "rate": {
            "type": "number",
            "format": "double"
          },
          "premium": {
            "type": "integer",
            "format": "int32"
          }
        },
        "additionalProperties": false
      },
      "ValidationProblemDetails": {
        "type": "object",
        "properties": {
          "errors": {
            "type": "object",
            "additionalProperties": {
              "type": "array",
              "items": {
                "type": "string"
              }
            },
            "nullable": true
          },
          "type": {
            "type": "string",
            "nullable": true
          },
          "title": {
            "type": "string",
            "nullable": true
          },
          "status": {
            "type": "integer",
            "format": "int32",
            "nullable": true
          },
          "detail": {
            "type": "string",
            "nullable": true
          },
          "instance": {
            "type": "string",
            "nullable": true
          },
          "extensions": {
            "type": "object",
            "additionalProperties": {
              "nullable": true
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      },
      "WorkCompPolicyPost": {
        "title": "WorkCompPolicy",
        "type": "object",
        "properties": {
          "currentlyCovered": {
            "type": "boolean",
            "description": "Are you currently covered by Worker's Compensation Policy if false then supply a reason",
            "nullable": true
          },
          "notCurrentlyCoveredReason": {
            "$ref": "#/components/schemas/NotCoveredReason"
          },
          "notCurrentlyCoveredDescription": {
            "type": "string",
            "description": "Provide description when notCurrentlyCoveredReason is ‘Other’ or when there is additional lapse information available.",
            "nullable": true
          },
          "legalEntities": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/QuoteLegalEntityPost"
            },
            "description": "Only 1 legal entity is allowed",
            "nullable": true
          },
          "employersLiability": {
            "$ref": "#/components/schemas/EmployersLiabilityLimitsPost"
          },
          "priorCarriers": {
            "type": "array",
            "items": {
              "$ref": "#/components/schemas/PriorCarrierPost"
            },
            "nullable": true
          }
        },
        "additionalProperties": false
      }
    },
    "securitySchemes": {
      "bearer": {
        "type": "http",
        "description": "JWT Authorization header using the Bearer scheme. Enter token",
        "scheme": "Bearer"
      }
    }
  },
  "security": [
    {
      "bearer": [ ]
    }
  ]
}